Mini tractor · 20–30 HP

Swaraj 724 XM Price September 2026

Swaraj 724 XM
₹ 4.58 Lakh – ₹ 4.78 Lakhex-showroom
25 HPEngine HP
1,824 ccEngine capacity
1,000 kgLifting capacity
2 years / 2000 hoursWarranty

At 1750 kg this is by far the heaviest machine in the 25 HP bracket, and that single fact explains most of what it does well and most of what it does badly. Swaraj built the 724 XM as a small farm tractor rather than an orchard tractor: 1824 cc across two cylinders, 22.5 HP at the PTO, a 1000 kg lift, and a rear track that adjusts from 1350 mm all the way out to 1900 mm. That is a working width for wheat, cotton and vegetable beds, not for a grape row. Ground clearance is 375 mm, useful when you are straddling ridged cane or standing pulses. The Orchard variant narrows things for mango, citrus and vineyard work. Buyers are typically farmers with four to eight acres who want a tractor that ploughs, sows, sprays, runs a thresher and pulls a trolley without needing a second machine.

Aglist Score: 7.6/10 — Very good

7.6/10
Very good
Value for money 6.9
Power & performance 9.3
Hydraulics & implements 8.5
Build & durability 8.8
Comfort & usability 4.2
Warranty & service reach 6.5

How we score →

Our verdict: Swaraj 724 XM

Verdict by the Aglist editorial desk

The 724 XM gives you more tractor per rupee than anything else here. ₹4.58 lakh to ₹4.78 lakh buys 1824 cc, a 1000 kg lift, a 35 litre tank and a two-lever hydraulic system with a 16.6 litre per minute pump and automatic depth and draft control. Compare that with the Mahindra JIVO 245 4WD at over ₹5.3 lakh with a 750 kg lift and you see where the value sits. The weight works for you in tillage; 1750 kg keeps the rear wheels planted where an 850 kg tractor would be spinning. But that same weight is a problem in wet paddy and soft orchard soil, where it sinks and compacts, and it makes the tractor tiring on mechanical steering, which is what it has as standard. Brakes are dry disc, with oil-immersed only as an option, and on a heavy tractor doing trolley work we think oil-immersed should be standard, not extra. Two reverse gears against eight forward is also mean for a machine that will spend hours shuttling in a yard. Warranty is two years or 2000 hours.

Swaraj 724 XM — What works / What to watch

What works

  • 1000 kg lift, the strongest in this price band and enough for a big cultivator
  • 1824 cc and 22.5 PTO HP handle a thresher and a five to six foot rotavator
  • Rear track adjusts 1350-1900 mm, so one tractor fits several row spacings
  • 35 litre tank keeps you in the field through a long ploughing day
  • 375 mm ground clearance clears ridged cane and standing pulses

What to watch

  • 1750 kg is heavy for 25 HP and sinks in wet paddy or soft orchard soil
  • Mechanical steering as standard is tiring on a tractor this heavy
  • Dry disc brakes standard; oil-immersed costs extra on a trolley tractor
  • Only two reverse gears, awkward for repeated shuttling in a farmyard

What farmers use it for

Best for: Four to eight acres of mixed cropping needing one tractor for ploughing, sowing, thresher drive and trolley work.

Field preparation, sowing, spraying and transport on small holdings; the Orchard variant is bought for mango/citrus and vineyard rows

Swaraj 724 XM Features

Swaraj 724 XM Full specifications

Engine

Engine HP25 HP
Engine capacity1,824 cc
Cylinders2
Fuel tank35 litres
Machine typeMini tractor

Transmission · Brakes & steering

Gearbox8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
Transmission type8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
BrakesDry disc (oil-immersed optional)
SteeringMechanical steering, single drop arm
Drive2WD

Hydraulics & PTO

Lifting capacity1,000 kg

Dimensions & weight · Wheels & tyres

Weight1,750 kg

Other

Warranty2 years / 2000 hours

Swaraj 724 XM On-road price 2026

The ex-showroom price is the same everywhere; the on-road price is not. Open the breakdown for your state.

Swaraj 724 XM EMI calculator

Monthly EMI
Total interest
Total payable

As of August 2026 tractor loans run around 9–12% at public sector banks and higher at NBFCs. Your actual rate depends on your lender and your file.

Swaraj 724 XM vs Direct rivals

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Swaraj 724 XM — Frequently asked questions

What is the price of the Swaraj 724 XM?

The ex-showroom band runs from ₹4.58 lakh to ₹4.78 lakh, with the Orchard variant and the oil-immersed brake option sitting toward the upper end. State taxes shift the figure, and the on-road cost after registration and insurance will be higher. Get the quote itemised so you can see what the options are actually costing you.

Is the Swaraj 724 XM good for trolley and haulage work?

Yes, and better than most 25 HP tractors, because 1750 kg of tractor weight gives it the grip to start a loaded trolley on a slope. Our reservation is the braking. Dry disc brakes are standard and oil-immersed brakes are an option, so if you plan regular mandi trips with a full trolley, pay for the oil-immersed set.

How much can the Swaraj 724 XM lift?

1000 kg at the hydraulics, using a two-lever system with a 16.6 litre per minute pump and automatic depth and draft control. Category I and II linkage is fitted, so it accepts implements sized for larger tractors. That lift figure is the highest among the 20 to 25 HP machines we list, and it is the strongest single reason to choose this tractor.

Which is better for orchards, the Swaraj 724 XM or the Mahindra JIVO 245 DI 4WD?

For genuine orchard work the JIVO 245 wins. Its 762 mm track and four-wheel drive suit narrow, damp rows, while the 724 XM at 1750 kg with a 1350 to 1900 mm rear track is a field tractor. The Swaraj answers back with a 1000 kg lift, a 35 litre tank and a price roughly ₹70,000 lower.

Sources: www.tractorjunction.com tractorkarvan.com

Specifications are compiled from manufacturer literature and Indian dealer sources. Prices are ex-showroom and change often — verify before buying.