Mahindra JIVO 225 DI
₹ 4.32 Lakh – ₹ 4.53 Lakh ex-showroom
Swaraj 724 XM on-road price in Gujarat starts at roughly ₹ 4.68 Lakh. Full breakdown: ex-showroom price, RTO registration, Gujarat road tax rules for agricultural tractors, insurance and EMI.
| ex-showroom Price | ₹4,58,344 – ₹4,78,272 |
|---|---|
| RTO registration + HSRP | ₹81 – ₹1,500 |
| Road tax | exempt from lump sum tax for solely-agricultural tractors; weight-based for others |
| Insurance (first year, estimate) | ₹6,875 – ₹14,348 |
| Dealer handling & other charges | Varies by dealer |
| Estimated on-road price — Gujarat | ₹4,67,511 – ₹5,02,186 |
This is an estimate built from published ex-showroom prices and state motor-vehicle rules. RTO practice varies by district, and dealers add their own handling charges. Confirm the final figure with your dealer before paying.
Gujarat Motor Vehicles Tax Act 1958, Second Schedule Part I clause I(iv): 'Tractors used solely for agricultural operations' are exempt from the lump sum tax. Where a tractor is not used exclusively for agriculture, First Schedule clause VI(f)(i) applies: 'Tractors whether or not fitted with any equipment such as rigs, cranes, compressors or projectors, exceeding 2000 KG in weight: Rs 3000 plus Rs 1000 for every additional 1000 KG or part thereof, in excess of 2000 KG.' First Schedule clause VII adds tax for each trailer drawn, at the goods-vehicle rates where the trailer carries goods.
The exemption hinges on the word 'solely'. Gujarat is one of only two states in this set (with Haryana) where the statute names tractors directly in the exemption. The Rs 3,000 + Rs 1,000/1,000 kg formula for non-agricultural tractors is concrete and publishable.
RTO registration: 600 (LMV non-transport, Rule 81) + 200 smart card. Verify with RTO.
Insurance: As national.
| Engine HP | 25 HP |
|---|---|
| Engine capacity | 1,824 cc |
| Cylinders | 2 |
| Gearbox | 8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch |
| Brakes | Dry disc (oil-immersed optional) |
| Steering | Mechanical steering, single drop arm |
| Lifting capacity | 1,000 kg |
| Warranty | 2 years / 2000 hours |
₹ 4.32 Lakh – ₹ 4.53 Lakh ex-showroom
₹ 4.63 Lakh – ₹ 4.78 Lakh ex-showroom
₹ 3.61 Lakh – ₹ 4.6 Lakh ex-showroom
₹ 5.33 Lakh – ₹ 5.48 Lakh ex-showroom
₹ 3.21 Lakh – ₹ 3.55 Lakh ex-showroom
₹ 4.37 Lakh – ₹ 4.58 Lakh ex-showroom
₹ 2.94 Lakh – ₹ 3.38 Lakh ex-showroom
₹ 5.89 Lakh – ₹ 6.29 Lakh ex-showroom
Working from the current ex-showroom price of ₹ 4.58 Lakh – ₹ 4.78 Lakh, the estimated on-road price in Gujarat is about ₹ 4.68 Lakh to ₹ 5.02 Lakh. That adds registration, HSRP, insurance and dealer handling. Your dealer quote is the only binding number.
Gujarat Motor Vehicles Tax Act 1958, Second Schedule Part I clause I(iv): 'Tractors used solely for agricultural operations' are exempt from the lump sum tax. Where a tractor is not used exclusively for agriculture, First Schedule clause VI(f)(i) applies: 'Tractors whether or not fitted with any equipment such as rigs, cranes, compressors or projectors, exceeding 2000 KG in weight: Rs 3000 plus Rs 1000 for every additional 1000 KG or part thereof, in excess of 2000 KG.' First Schedule clause VII adds tax for each trailer drawn, at the goods-vehicle rates where the trailer carries goods.
Sources: prsindia.org www.indiacode.nic.in · Last updated: 2026-08-21