Swaraj 724 XM On-Road Price in Karnataka 2026

Swaraj 724 XM on-road price in Karnataka starts at roughly ₹ 4.68 Lakh. Full breakdown: ex-showroom price, RTO registration, Karnataka road tax rules for agricultural tractors, insurance and EMI.

Price breakdown — Karnataka

ex-showroom Price ₹4,58,344 – ₹4,78,272
RTO registration + HSRP ₹81 – ₹1,500
Road tax concessional age-based lifetime tax band for agriculturists (NOT a full exemption); 10% of vehicle cost for commercial tractor trailers
Insurance (first year, estimate) ₹6,875 – ₹14,348
Dealer handling & other charges Varies by dealer
Estimated on-road price — Karnataka ₹4,67,511 – ₹5,02,186

This is an estimate built from published ex-showroom prices and state motor-vehicle rules. RTO practice varies by district, and dealers add their own handling charges. Confirm the final figure with your dealer before paying.

Tractor registration and road tax in Karnataka

Karnataka Motor Vehicles Taxation Act 1957, Schedule Part A2 provides lifetime tax for 'tractors, trailers and power tiller trailers' owned by agriculturists or agricultural cooperative societies, at age-banded rates running from 93% of the base tax where the vehicle is not more than 2 years old, down to 25% where it is more than 15 years old. The Karnataka Motor Vehicles Taxation (Amendment) Bill 2026, dated 25 March 2026, inserts a new Part A2(a) for 'Commercial Tractors Trailers' at 10% of the cost of the vehicle on new registration, with the same age-banded percentages for already-registered vehicles. The bill also adds battery-operated vehicle categories and a drilling-rig category, and was projected to raise Rs 250 crore in 2026-27.

IMPORTANT AND DIFFERENT FROM THE OTHER 15 STATES: Karnataka does not give agricultural tractors a blanket exemption; it gives them a concessional lifetime tax band under Part A2. The base rupee/percentage figure that the Part A2 age-bands are applied to was NOT recoverable from public sources (the India Code PDF for the consolidated Act returned an invalid-URL error). So the actual rupee tax an agricultural tractor pays in Karnataka is NOT publishable with confidence. State on the page that Karnataka charges a concessional lifetime tax rather than exempting, that commercial tractor trailers now attract 10% of vehicle cost following the March 2026 amendment, and direct the reader to the RTO for the exact agricultural figure. Do NOT invent a number.

RTO registration: 600 (LMV non-transport, Rule 81) + 200 smart card. Verify with RTO.

Insurance: As national.

Public sources do not give a firm figure for this state. Treat the numbers above as an estimate and confirm with your RTO or dealer.

Swaraj 724 XM EMI — Karnataka

Monthly EMI
Total interest
Total payable

Key specifications — Swaraj 724 XM

Engine HP25 HP
Engine capacity1,824 cc
Cylinders2
Gearbox8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
BrakesDry disc (oil-immersed optional)
SteeringMechanical steering, single drop arm
Lifting capacity1,000 kg
Warranty2 years / 2000 hours

Swaraj 724 XM — Full specifications

On-road price in other states

Other popular tractors in Karnataka

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Frequently asked questions

What is the on-road price of the Swaraj 724 XM in Karnataka?

Working from the current ex-showroom price of ₹ 4.58 Lakh – ₹ 4.78 Lakh, the estimated on-road price in Karnataka is about ₹ 4.68 Lakh to ₹ 5.02 Lakh. That adds registration, HSRP, insurance and dealer handling. Your dealer quote is the only binding number.

Is road tax charged on an agricultural tractor in Karnataka?

Karnataka Motor Vehicles Taxation Act 1957, Schedule Part A2 provides lifetime tax for 'tractors, trailers and power tiller trailers' owned by agriculturists or agricultural cooperative societies, at age-banded rates running from 93% of the base tax where the vehicle is not more than 2 years old, down to 25% where it is more than 15 years old. The Karnataka Motor Vehicles Taxation (Amendment) Bill 2026, dated 25 March 2026, inserts a new Part A2(a) for 'Commercial Tractors Trailers' at 10% of the cost of the vehicle on new registration, with the same age-banded percentages for already-registered vehicles. The bill also adds battery-operated vehicle categories and a drilling-rig category, and was projected to raise Rs 250 crore in 2026-27.

Sources: prsindia.org prsindia.org upload.indiacode.nic.in · Last updated: 2026-03-25