Swaraj 724 XM On-Road Price in Maharashtra 2026

Swaraj 724 XM on-road price in Maharashtra starts at roughly ₹ 4.68 Lakh. Full breakdown: ex-showroom price, RTO registration, Maharashtra road tax rules for agricultural tractors, insurance and EMI.

Price breakdown — Maharashtra

ex-showroom Price ₹4,58,344 – ₹4,78,272
RTO registration + HSRP ₹81 – ₹1,500
Road tax exempt for the tractor; trailers expressly NOT exempt
Insurance (first year, estimate) ₹6,875 – ₹14,348
Dealer handling & other charges Varies by dealer
Estimated on-road price — Maharashtra ₹4,67,511 – ₹5,02,186

This is an estimate built from published ex-showroom prices and state motor-vehicle rules. RTO practice varies by district, and dealers add their own handling charges. Confirm the final figure with your dealer before paying.

Tractor registration and road tax in Maharashtra

Nil for the tractor. Maharashtra Motor Vehicles Tax Act 1958 s.13(1): 'All motor vehicles other than trailers drawn by motor vehicles, designed and used solely for agricultural operations on farms or farm lands, shall be exempt from the payment of the tax.' Trailers drawn behind an agricultural tractor fall outside the exemption and are taxed under the goods-vehicle entries.

Important restriction: Explanation 1 to s.13 defines 'agricultural operation' as tilling, sowing, harvesting, crushing of agricultural produce or similar operations plus transit to and from the farm, and expressly EXCLUDES transportation of persons or materials for the purpose of agriculture and transportation of agricultural produce. So a farmer using the tractor to cart produce to a mandi is outside the exemption on a strict reading. Also flag that the trailer is separately taxable — most competitor pages get this wrong.

RTO registration: 600 (LMV non-transport, Rule 81) + 200 smart card. Verify with RTO.

Insurance: As national.

Swaraj 724 XM EMI — Maharashtra

—Monthly EMI
—Total interest
—Total payable

Key specifications — Swaraj 724 XM

Engine HP25 HP
Engine capacity1,824 cc
Cylinders2
Gearbox8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
BrakesDry disc (oil-immersed optional)
SteeringMechanical steering, single drop arm
Lifting capacity1,000 kg
Warranty2 years / 2000 hours

Swaraj 724 XM — Full specifications

On-road price in other states

Swaraj 724 XM — Uttar PradeshSwaraj 724 XM — Madhya PradeshSwaraj 724 XM — RajasthanSwaraj 724 XM — PunjabSwaraj 724 XM — HaryanaSwaraj 724 XM — BiharSwaraj 724 XM — GujaratSwaraj 724 XM — KarnatakaSwaraj 724 XM — Andhra PradeshSwaraj 724 XM — TelanganaSwaraj 724 XM — West BengalSwaraj 724 XM — Tamil NaduSwaraj 724 XM — OdishaSwaraj 724 XM — ChhattisgarhSwaraj 724 XM — Jharkhand

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Frequently asked questions

What is the on-road price of the Swaraj 724 XM in Maharashtra?

Working from the current ex-showroom price of ₹ 4.58 Lakh – ₹ 4.78 Lakh, the estimated on-road price in Maharashtra is about ₹ 4.68 Lakh to ₹ 5.02 Lakh. That adds registration, HSRP, insurance and dealer handling. Your dealer quote is the only binding number.

Is road tax charged on an agricultural tractor in Maharashtra?

Nil for the tractor. Maharashtra Motor Vehicles Tax Act 1958 s.13(1): 'All motor vehicles other than trailers drawn by motor vehicles, designed and used solely for agricultural operations on farms or farm lands, shall be exempt from the payment of the tax.' Trailers drawn behind an agricultural tractor fall outside the exemption and are taxed under the goods-vehicle entries.

Sources: www.indiacode.nic.in transport.maharashtra.gov.in www.business-standard.com · Last updated: 2026-08-21