Mahindra JIVO 245 DI 4WD vs Swaraj 724 XM — Which is Better? 2026

Side-by-side comparison of the Mahindra JIVO 245 DI 4WD (₹ 5.33 Lakh – ₹ 5.48 Lakh) and Swaraj 724 XM (₹ 4.58 Lakh – ₹ 4.78 Lakh): HP, engine, hydraulics, price and Aglist Score.

Mahindra JIVO 245 DI 4WD Swaraj 724 XM
Aglist Score5.77.6
Price (ex-showroom)₹5,33,074₹4,58,344
Engine HP2425
Engine capacity1,3661,824
Cylinders22
GearboxSliding mesh, 8 Forward + 4 Reverse, single clutch8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
Transmission typeSliding mesh, 8 Forward + 4 Reverse, single clutch8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
BrakesOil immersed brakesDry disc (oil-immersed optional)
SteeringPower steeringMechanical steering, single drop arm
Lifting capacity750 kg1,000 kg
Fuel tank23 litres35 litres
Weight1,750 kg
Drive4WD2WD
Warranty5 years / 5000 hours2 years / 2000 hours

Aglist Score — broken down

Mahindra JIVO 245 DI 4WDSwaraj 724 XM
Value for money4.66.9
Power & performance49.3
Hydraulics & implements5.18.5
Build & durability5.98.8
Comfort & usability8.14.2
Warranty & service reach96.5

Our verdict

Verdict by the Aglist editorial desk

On our score the Swaraj 724 XM (7.6/10) edges out the Mahindra JIVO 245 DI 4WD (5.7/10).

Mahindra JIVO 245 DI 4WD: Narrow-row grape, pomegranate and citrus orchards on damp or sloping land needing one tractor for tillage and spraying.

Swaraj 724 XM: Four to eight acres of mixed cropping needing one tractor for ploughing, sowing, thresher drive and trolley work.

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