Swaraj 724 XM
₹ 4.58 Lakh – ₹ 4.78 Lakh ex-showroom
VST MT 224 1D 4WD (Ajai) on-road price in Uttar Pradesh starts at roughly ₹ 4.46 Lakh. Full breakdown: ex-showroom price, RTO registration, Uttar Pradesh road tax rules for agricultural tractors, insurance and EMI.
| ex-showroom Price | ₹4,37,000 – ₹4,58,000 |
|---|---|
| RTO registration + HSRP | ₹81 – ₹1,500 |
| Road tax | effectively exempt for agricultural use (no exemption section; exemption is built into the charging entries) |
| Insurance (first year, estimate) | ₹6,555 – ₹13,740 |
| Dealer handling & other charges | Varies by dealer |
| Estimated on-road price — Uttar Pradesh | ₹4,45,740 – ₹4,80,900 |
This is an estimate built from published ex-showroom prices and state motor-vehicle rules. RTO practice varies by district, and dealers add their own handling charges. Confirm the final figure with your dealer before paying.
The UP Motor Vehicles Taxation Act 1997 does not contain a blanket agricultural exemption section. Instead the charging entries carve agriculture out: First Schedule Part D Article IV levies tax on a 'Tractor by which trailer is drawn and which is used for purposes other than agricultural purposes' at Rs 45.00 (in addition to trailer tax); and Part D Article III covers goods carriers 'excluding trailers attached to tractors, which trailers are used solely for agricultural purposes'. Net effect: a tractor used solely for agriculture attracts no meaningful motor vehicle tax in UP.
The exemption is implicit in the schedule wording rather than an express section. This is a weaker legal footing than states like Punjab or Haryana, and RTO practice may vary by district. Publish as 'no road tax is normally charged on an agricultural tractor in UP' with a verify-locally caveat. Do not publish a specific rupee road tax figure.
RTO registration: 600 (LMV non-transport, Rule 81 CMVR) + 200 smart card. Not tractor-specific — verify with the RTO.
Insurance: Third-party: notified rate, not a percentage. Comprehensive: trade estimate roughly 2-3% of vehicle value in the first year, or roughly Rs 4,000-7,500 per year for a mainstream farm tractor. Estimate, not a regulated figure.
| Engine HP | 22 HP |
|---|---|
| Engine capacity | 980 cc |
| Cylinders | 3 |
| Gearbox | Sliding mesh, 6 Forward + 2 Reverse or 8 Forward + 2 Reverse, single dry friction plate clutch |
| Brakes | Oil immersed disc brakes |
| Steering | Manual or power steering (variant dependent) |
| Lifting capacity | 750 kg |
₹ 4.58 Lakh – ₹ 4.78 Lakh ex-showroom
₹ 4.32 Lakh – ₹ 4.53 Lakh ex-showroom
₹ 4.63 Lakh – ₹ 4.78 Lakh ex-showroom
₹ 3.61 Lakh – ₹ 4.6 Lakh ex-showroom
₹ 5.33 Lakh – ₹ 5.48 Lakh ex-showroom
₹ 3.21 Lakh – ₹ 3.55 Lakh ex-showroom
₹ 2.94 Lakh – ₹ 3.38 Lakh ex-showroom
₹ 5.89 Lakh – ₹ 6.29 Lakh ex-showroom
Working from the current ex-showroom price of ₹ 4.37 Lakh – ₹ 4.58 Lakh, the estimated on-road price in Uttar Pradesh is about ₹ 4.46 Lakh to ₹ 4.81 Lakh. That adds registration, HSRP, insurance and dealer handling. Your dealer quote is the only binding number.
The UP Motor Vehicles Taxation Act 1997 does not contain a blanket agricultural exemption section. Instead the charging entries carve agriculture out: First Schedule Part D Article IV levies tax on a 'Tractor by which trailer is drawn and which is used for purposes other than agricultural purposes' at Rs 45.00 (in addition to trailer tax); and Part D Article III covers goods carriers 'excluding trailers attached to tractors, which trailers are used solely for agricultural purposes'. Net effect: a tractor used solely for agriculture attracts no meaningful motor vehicle tax in UP.
Sources: www.legitquest.com prsindia.org rajnivesh.rajasthan.gov.in · Last updated: 2026-08-21