Mahindra JIVO 225 DI vs Swaraj 724 XM — Which is Better? 2026

Side-by-side comparison of the Mahindra JIVO 225 DI (₹ 4.32 Lakh – ₹ 4.53 Lakh) and Swaraj 724 XM (₹ 4.58 Lakh – ₹ 4.78 Lakh): HP, engine, hydraulics, price and Aglist Score.

	Mahindra JIVO 225 DI	Swaraj 724 XM
Aglist Score	6.9	7.6
Price (ex-showroom)	₹4,32,000	₹4,58,344
Engine HP	20	25
Engine capacity	1,366	1,824
Cylinders	2	2
Gearbox	Sliding mesh, 8 Forward + 4 Reverse, single clutch	8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
Transmission type	Sliding mesh, 8 Forward + 4 Reverse, single clutch	8 Forward + 2 Reverse, heavy-duty 280 mm single dry plate clutch
Brakes	Oil immersed brakes	Dry disc (oil-immersed optional)
Steering	Power steering (single drop arm column)	Mechanical steering, single drop arm
Lifting capacity	750 kg	1,000 kg
Fuel tank	24 litres	35 litres
Weight	—	1,750 kg
Drive	2WD	2WD
Warranty	5 years / 5000 hours (whichever is earlier)	2 years / 2000 hours

Aglist Score — broken down

	Mahindra JIVO 225 DI	Swaraj 724 XM
Value for money	5.3	6.9
Power & performance	7.8	9.3
Hydraulics & implements	7.5	8.5
Build & durability	5.9	8.8
Comfort & usability	6.8	4.2
Warranty & service reach	9	6.5

Our verdict

Verdict by the Aglist editorial desk

On our score the Swaraj 724 XM (7.6/10) edges out the Mahindra JIVO 225 DI (6.9/10). The Mahindra JIVO 225 DI is ₹26,344 cheaper to buy, which matters if the budget is tight.

Mahindra JIVO 225 DI: Vineyard, orchard and cotton inter-cultivation on 2-5 acres where turning space is tight and ground stays dry.

Swaraj 724 XM: Four to eight acres of mixed cropping needing one tractor for ploughing, sowing, thresher drive and trolley work.